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Commentary

V18.128 Liability of the insured

Part V18 Insurance Premium Tax

If the insurer does not have a business establishment in the UK and is based in a territory where an Order in Council declares that the country or territory does not have arrangements relating to IPT in connection with international tax enforcement that are specified in the Order1 then the insured can become liable for payment of the tax under regulations made under FA 1994, s 652. An agent can be appointed to deal with the insurers IPT requirements.

If the insurer has failed to make a complete return or has failed to pay any tax due, HMRC may serve a liability notice on the insured3. If there is more than one insured a liability notice can be issued to each one4.

The date when the liability notice is served, or such later date as may be specified in the notice, is known as the 'material date'5. If liability notices are served

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Web page updated on 17 Mar 2025 14:59