In Germany, health insurance is covered by two different systems: statutory health insurance (Gesetzliche Krankenversicherung, GKV) and private health insurance (Private Krankenversicherung, PKV).
As detailed by the health insurance guide of the federal ministry of health, (Bundesgesundheitsministerium, BMG) every citizen residing in Germany should be insured in the event of illness. It is compulsory for all Germans and resident permit holders to be a member of a health insurance scheme (see 9.1 for more on visas and residence
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Web page updated on 17 Mar 2025 14:47