The Swiss welfare system is based on a three pillars system (Federal Constitution, Art 111). It guarantees personal and professional security, providing for next of kin at retirement, or in the event of disability or death.
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•ÌýÌýÌýÌý 1st pillar: State welfare system (minimum allowance guarantee)
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•ÌýÌýÌýÌý 2nd pillar: Professional welfare (maintenance of living standard)
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•ÌýÌýÌýÌý 3rd pillar: Private insurance
The first pillar is mandatory, managed by the State and based on AVS (old age and survival insurance) and AI (disability insurance). Its financing is based on a system of distribution where active people pay for pensioners. The Confederation, the cantons, the VAT, and the tax on alcohol and tobacco also
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Web page updated on 17 Mar 2025 13:24