Q&As

A claimant who is pursuing a personal injury claim has personal accident cover with their car insurer. The insurer is going to be paying compensation for each of their injuries. While the claimant paid for the policy premiums themselves, they were reimbursed by their spouse’s financial deputy (under their personal injury claim for a separate accident). Would the reimbursement by their spouse’s financial deputy amount to the claimant not paying the policy premiums themselves?

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Published by a ½Û×ÓÊÓƵ Insurance & Reinsurance expert
Published on: 01 March 2022
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If the payment by the policyholder’s spouse was reimbursement in respect of their insurance premium payments there should be no issue in relation to insurance cover provided. Even if the insurer has not actually received payment of premiums the policy would remain valid unless it is subject to a premium payment warranty that has been

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United Kingdom

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