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About Insurance & Reinsurance Law

Lexis®+ Insurance & Reinsurance caters for both contentious and non-contentious practitioners. It delivers practical guidance on topics ranging from regulatory obligations that apply to insurers and insurance intermediaries, to key legal concepts in insurance and reinsurance law and practice, to guidance on particular classes of insurance.

Insurance claims

We provide practical guidance in relation to insurance claims, including on subrogation, allocation and aggregation, together with detailed guidance on relevant legislation.

Regulation of insurance

We provide comprehensive guidance on the regulation of insurance in the UK and the EU, alongside trackers and guidance on hot topics such as implementing the FCA's new consumer duty.

Types of insurance

Our guidance includes Practice Notes on the different types of insurance, ranging from aviation insurance to warranty and indemnity cover, and everything in between.

Intermediaries and market practice

Get practical guidance on the functions and duties of insurance intermediaries along with guidance on insurance and reinsurance market practice. This includes a detailed glossary and Practice Notes pack.

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Latest Insurance & Reinsurance Q&As

Q&As
What is the interaction between the Third Parties (Rights Against Insurers) Act (both 1930 and 2010) and vicarious liability? Can vicarious liability claims succeed against insurers directly? What are the Claimant’s options where the Defendant is insolvent, impecunious or otherwise unavailable but insurance exists? Lastly, does vicarious liability supersede policy exceptions in order to compensate Claimants?
Q&As
What options are available under the Senior Managers and Certification Regime for providing maternity cover for the Head of Internal Audit in an SII firm?
Q&As
If a CCJ is paid off within the one-month time frame as is successfully removed from the register, does not appear on the individual's credit rating as a CCJ? For the purposes of declarations for insurance, would an individual need to say they have a CCJ?
Q&As
In an employer’s liability case, the defendant’s insurers stated that during an investigation after the claimant’s death, the insurer discovered that the defendant had provided non-disclosure and misrepresented material facts and therefore the insurers avoided the insurance policy for the time of the accident and the previous year. The defendant’s company is in voluntary liquidation. Is it possible for the insurers to get out of paying the claim in this way?
Q&As
What are the implications for an insured who participates in clinical trials but fails to notify his insurers of any existing health conditions or potential changes to his health which he discovers as a result?
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Associated legal terms

Errors and omissions insurance

Insurance for professionals for negligent acts, errors and omissions which result in a loss to a client, arising out of the ordinary course of the professional business.

Reinsurance

An insurance policy covering an insurer’s exposure to a policy or class of policies that it has insured. Proportional reinsurance is written on an agreed percentage of risk, as opposed to non-proportional or excess of loss insurance, which responds once the limit of the underlying layers have been eroded.

Underwriter

/ˈʌ²Ô»åÉ™°ùʌɪ³ÙÉ™/

An insurer, its employees or agents, who consider an insurance proposal form and decides whether to accept a risk, the terms of the policy and calculate the premium, based on the information provided by the insured or potential insurer.
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