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Comprehend the law and how it impacts your clients. Q&As shine a light on common issues
What are the legal issues for contracts impacted by war and sanctions following the Russian invasion of Ukraine?

What are the legal issues for contracts impacted by war and sanctions following the Russian invasion of Ukraine?

What are the legal issues for contracts impacted by war and sanctions following the Russian invasion of Ukraine?IntroductionThe Russian invasion of...

What happens if my client, customer or supplier is designated under a UK financial sanctions regime?

What happens if my client, customer or supplier is designated under a UK financial sanctions regime?

What happens if my client, customer or supplier is designated under a UK financial sanctions regime?What are UK sanctions?Sanctions are non-permanent...

Which government departments are responsible for sanctions and how do I contact them about sanctions queries?

Which government departments are responsible for sanctions and how do I contact them about sanctions queries?

Which government departments are responsible for sanctions and how do I contact them about sanctions queries?Sanctions are non-permanent restrictions...

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Q&As

What are the legal issues for contracts impacted by war and sanctions following the Russian invasion of Ukraine?

What are the legal issues for contracts impacted by war and sanctions following the Russian invasion of Ukraine?IntroductionThe Russian invasion of...
13th Jun
tag iconCommercial contracts in hard times
Q&As

What happens if my client, customer or supplier is designated under a UK financial sanctions regime?

What happens if my client, customer or supplier is designated under a UK financial sanctions regime?What are UK sanctions?Sanctions are non-permanent...
13th Jun
tag iconCommercial contracts in hard times
Q&As

Which government departments are responsible for sanctions and how do I contact them about sanctions queries?

Which government departments are responsible for sanctions and how do I contact them about sanctions queries?Sanctions are non-permanent restrictions...
12th Jun
Q&As

Where can I find information on the UK sanctions regime for Russia?

Where can I find information on the UK sanctions regime for Russia?The following resources are available on Lexis+ to assist practitioners with...
12th Jun
Q&As

What is the interaction between the Third Parties (Rights Against Insurers) Act (both 1930 and 2010) and vicarious liability? Can vicarious liability claims succeed against insurers directly? What are the Claimant’s options where the Defendant is insolvent, impecunious or otherwise unavailable but insurance exists? Lastly, does vicarious liability supersede policy exceptions in order to compensate Claimants?

What is the interaction between the Third Parties (Rights Against Insurers) Act (both 1930 and 2010) and vicarious liability? Can vicarious liability...
Produced in partnership with Andrew Wilson 10th Jun
Q&As

What options are available under the Senior Managers and Certification Regime for providing maternity cover for the Head of Internal Audit in an SII firm?

What options are available under the Senior Managers and Certification Regime for providing maternity cover for the Head of Internal Audit in an SII...
10th Jun
Q&As

If a CCJ is paid off within the one-month time frame as is successfully removed from the register, does not appear on the individual's credit rating as a CCJ? For the purposes of declarations for insurance, would an individual need to say they have a CCJ?

If a CCJ is paid off within the one-month time frame as is successfully removed from the register, does not appear on the individual's credit rating...
10th Jun
Q&As

In an employer’s liability case, the defendant’s insurers stated that during an investigation after the claimant’s death, the insurer discovered that the defendant had provided non-disclosure and misrepresented material facts and therefore the insurers avoided the insurance policy for the time of the accident and the previous year. The defendant’s company is in voluntary liquidation. Is it possible for the insurers to get out of paying the claim in this way?

In an employer’s liability case, the defendant’s insurers stated that during an investigation after the claimant’s death, the insurer discovered that...
10th Jun
Q&As

What are the implications for an insured who participates in clinical trials but fails to notify his insurers of any existing health conditions or potential changes to his health which he discovers as a result?

What are the implications for an insured who participates in clinical trials but fails to notify his insurers of any existing health conditions or...
10th Jun
Q&As

A driver was using new personalised number plates when they crashed into a wall. A search on this number plate found that it was not associated to the vehicle. It transpired that the driver had missed a step in the process when registering the new number plate and so the old registration plate was still associated with their vehicle. Would this affect the insurer and indemnity?

A driver was using new personalised number plates when they crashed into a wall. A search on this number plate found that it was not associated to the...
10th Jun
Q&As

Is there any caselaw on a situation where two insurance policies were taken out with the same insurer in respect of two separate properties on the same land where the court held that the insurer’s losses did not aggregate under the reinsurance policy because they did not arise from the same insured risk?

Is there any caselaw on a situation where two insurance policies were taken out with the same insurer in respect of two separate properties on the...
10th Jun
Q&As

If medical insurers were to bring a claim of their own for the cover they provided for an injured party, is there a date of knowledge element for the purposes of limitation? For instance, where the six years limitation has already elapsed, but they had no knowledge that a claim for medical negligence was being brought. What is the limitation period for a subrogated claim where the insured party is a minor for the purposes of a clinical negligence claim? Do they essentially ‘step into the shoes’ of the insured for the purposes of limitation or does the limitation period of six years for a contractual claim apply?

If medical insurers were to bring a claim of their own for the cover they provided for an injured party, is there a date of knowledge element for the...
10th Jun
Q&As

In instances where the Third Parties (Rights Against Insurers) Act 2010 (TP(RAI)A 2010) applies, in respect of a Part 8 claim form, does the insurer under TP(RAI)A 2010 take the place of and replace the now insolvent defendant?

In instances where the Third Parties (Rights Against Insurers) Act 2010 (TP(RAI)A 2010) applies, in respect of a Part 8 claim form, does the insurer...
10th Jun
Q&As

What is meant by an 'indemnity to principals' provision and an 'additional insured' provision? What are the practical differences in protection each affords to the principal/additional insured?

What is meant by an 'indemnity to principals' provision and an 'additional insured' provision? What are the practical differences in protection each...
10th Jun
Q&As

Under section 2(1) of the draft Insurable Interest Bill, is there a need for a life insured at the outset of the Policy to be valid? Does section 2(5) allow for categories of lives being insured, even if there are not lives in these categories? Does section 2(5) apply to all life policies or group life policies?

Under section 2(1) of the draft Insurable Interest Bill, is there a need for a life insured at the outset of the Policy to be valid? Does section 2(5)...
10th Jun
Q&As

A claimant who is pursuing a personal injury claim has personal accident cover with their car insurer. The insurer is going to be paying compensation for each of their injuries. While the claimant paid for the policy premiums themselves, they were reimbursed by their spouse’s financial deputy (under their personal injury claim for a separate accident). Would the reimbursement by their spouse’s financial deputy amount to the claimant not paying the policy premiums themselves?

A claimant who is pursuing a personal injury claim has personal accident cover with their car insurer. The insurer is going to be paying compensation...
10th Jun
Q&As

If administrators of a policyholder did not notify insurers of a claim against the policyholder within the 28-day time limit stated in the policy, can insurers reject cover?

If administrators of a policyholder did not notify insurers of a claim against the policyholder within the 28-day time limit stated in the policy, can...
10th Jun
Q&As

Can an insurance company reclaim insurance payments previously paid under the policy under the principle of double recovery (through part-time salary and dividends) where there is no express term prohibiting double recovery in the insurance policy?

Can an insurance company reclaim insurance payments previously paid under the policy under the principle of double recovery (through part-time salary...
10th Jun
Q&As

When drafting a residential lease, is it possible to include an obligation on a tenant to take out contents insurance in respect of contents of their flat? Would such a clause would conflict with and cancel out the wider buildings insurance clause?

When drafting a residential lease, is it possible to include an obligation on a tenant to take out contents insurance in respect of contents of their...
10th Jun
Q&As

Is there judicial authority upon the meaning of property damage or damage to property or damage to tangible property?

Is there judicial authority upon the meaning of property damage or damage to property or damage to tangible property?In many cases, ‘damage’ will be...
10th Jun

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